ZIP 98831 Property Distress & Foreclosure Data

In Chelan County, Washington, ZIP 98831 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 70/100 structural and 7/100 already moving.

The neutral-phase market in 98831 posted values that rose 4.4% over the year, 2.2% off the recent peak, and 11% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $73,223, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 50/100. Around 43% of renters are cost-burdened. The vacancy rate is 39.8% — elevated. 6.7% of residents fall below the poverty threshold. Home values center near $659,500, an affordability ratio of 8.9× — stretched. Population is roughly 4,020 with a median age of 46. Owners hold 67% of homes, renters 33%. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 2,220 housing units.

On the whole, 98831 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.