ZIP 98801 Property Distress & Foreclosure Data

Composite property distress in 98801 (Chelan County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100)).

The neutral-phase market in 98801 posted values that rose 4.4% over the year, 2.2% off the recent peak, and 8% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 57% of homes, renters 43%. Rent burden reaches 36% of tenant households. Home values center near $461,200, an affordability ratio of 5.8×. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 4.0%. There are about 18,408 housing units across 98801. Population is roughly 44,422 with a median age of 37. 10.8% of residents fall below the poverty threshold. Median household income is $74,768, near the U.S. median near $78,000. Educational attainment sits at 31% bachelor's-or-above.

On balance 98801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.