ZIP 98801 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98801 (Chelan County, Washington) at a moderate 37/100 for overall property distress. On the structural side it scores 82/100, with 7/100 of stress already active. Leading the profile are structural risk (82/100), construction/permit lag (76/100), institutional ownership (69/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (91/100), climate & FEMA risk (90/100)).

The contraction-phase market in 98801 posted values that fell 2.6% over the year, 2.6% off the recent peak, and 8% higher over three years (phase confidence 65/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

57% of housing is owner-occupied. Around 36% of renters are cost-burdened. Home values center near $461,200, an affordability ratio of 5.8×. On demographic stress specifically, 98801 scores 37/100. The vacancy rate is 4.0%. The ZIP holds roughly 18,408 housing units. Population is roughly 44,422 with a median age of 37. 10.8% of residents fall below the poverty threshold. At $74,768, median income runs near typical U.S. levels. Educational attainment sits at 31% bachelor's-or-above.

Taken together, 98801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98801 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 98801's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98801 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 37/100 figure for 98801 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98801 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.