ZIP 98801 Foreclosure, Tax-Lien & Distress Report
Chelan County, Washington · Cooling Market market
DLRadar grades ZIP 98801 (Chelan County, Washington) at a moderate 36/100 for overall property distress. On the structural side it scores 80/100, with 7/100 of stress already active. Leading the profile are structural risk (80/100), institutional ownership (68/100), construction/permit lag (68/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (90/100), FEMA disaster exposure (88/100)).
The contraction-phase market in 98801 posted values that fell 2.6% over the year, 2.6% off the recent peak, and 8% higher over three years (phase confidence 65/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
57% of housing is owner-occupied. Around 36% of renters are cost-burdened. Home values center near $461,200, an affordability ratio of 5.8×. On demographic stress specifically, 98801 scores 37/100. The vacancy rate is 4.0%. The ZIP holds roughly 18,408 housing units. Population is roughly 44,422 with a median age of 37. 10.8% of residents fall below the poverty threshold. At $74,768, median income runs near typical U.S. levels. Educational attainment sits at 31% bachelor's-or-above.
Taken together, 98801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98801 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 98801's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98801 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 36/100 figure for 98801 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98801 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 98801’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 98801 by the numbers
98801 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Chelan County ZIPs near 98801
Nearest ZIP codes to 98801
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Chelan County, Washington.
Unlock the full ZIP 98801 acquisition report
Every distressed parcel in 98801 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology