ZIP 98821 Property Distress & Foreclosure Data

ZIP code 98821 in Chelan County, Washington carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). Structural exposure scores 70 and live distress 0 on the 0–100 scale.

The market reads neutral — home values rose 4.4% year on year, 2.2% off the recent peak, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 500 people live here, median age 54. 6% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%. There are about 244 housing units across 98821. The poverty rate is 0.0% — low. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 29/100.

Net-net, 98821 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
70/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 98821

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Chelan County

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