ZIP 98815 Foreclosure, Tax-Lien & Distress Report

Chelan County, Washington's ZIP 98815 registers 36/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (80/100), institutional ownership (68/100), construction/permit lag (68/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 80/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (90/100), FEMA disaster exposure (87/100)).

Prices here sit in a contraction phase: values fell 2.6% over the trailing year, 2.6% off the recent peak, and 11% higher over three years (phase confidence 65/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 36% of renters are cost-burdened. There are about 3,036 housing units across 98815. Educational attainment sits at 26% bachelor's-or-above. At $80,889, median income runs near typical U.S. levels. About 8,031 people live here, median age 42. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $554,300, an affordability ratio of 6.1×. The vacancy rate is 7.9%. 75% of housing is owner-occupied.

On the whole, 98815 leans distressed, with opportunity clustered in specific stressed parcels. 98815 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 98815 runs through one identical scoring model, so its 36/100 sits on the same scale as every other ZIP in Chelan County, Washington and the nation. Where the record is thin for 98815, the field stays empty rather than modeled, and fills in as new documents post.

98815's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98815 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.