ZIP 98815 Property Distress & Foreclosure Data

Composite property distress in 98815 (Chelan County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 70/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100).

The market reads neutral — home values rose 4.4% year on year, 2.2% off the recent peak, and 11% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 7.0% — low. Around 36% of renters are cost-burdened. The ZIP holds roughly 3,036 housing units. Around 26% of adults hold a bachelor's degree or higher. At $80,889, median income runs near typical U.S. levels. About 8,031 people live here, median age 42. The demographic-stress sub-score lands at 37/100. The typical home is worth about $554,300 (6.1× income). The vacancy rate is 7.9%. 75% of housing is owner-occupied.

Net-net, 98815 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.