Chelan County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chelan County, WA distress report, 2026: 14 ZIPs scored in Chelan, WA, Chelan, WA average 36/100; the top Chelan, WA ZIP is 98801 at 37/100; Chelan, WA market phase contraction, Chelan, WA prices -2.6% year over year.
- Chelan, WA ranks #270 nationally (opportunity index); Chelan, WA #3 in Washington; Chelan, WA index 35.0.
- Chelan, WA: no CFPB county sample; Chelan, WA metro area reading 0.1%.
- Chelan, WA ZIP phases: 13 contraction, 1 peak.
- Chelan, WA residential listings tracked: 17 across 13 ZIPs; Chelan, WA candidate listings 8.
- Chelan, WA HUD assisted properties: 2 with 153 units.
- Chelan, WA lenders on watch: 5; largest Chelan, WA footprint Cashmere Valley Bank (7 branches).
- Chelan, WA most distressed ZIP: 98801 at 37/100.
Chelan, WA figures: DLRadar distress index; Chelan, WA inputs: CFPB, FHFA, HUD, FDIC; Chelan, WA rebuilt as sources refresh.
| Rank | Chelan, WA ZIP | Score |
|---|---|---|
| 1 | 98801 | 37/100 |
| 2 | 98811 | 37/100 |
| 3 | 98815 | 37/100 |
| 4 | 98816 | 37/100 |
| 5 | 98817 | 37/100 |
| 6 | 98821 | 37/100 |
| 7 | 98822 | 37/100 |
| 8 | 98826 | 37/100 |
| 9 | 98831 | 37/100 |
| 10 | 98836 | 37/100 |
| 11 | 98847 | 37/100 |
| 12 | 98852 | 37/100 |
Most distressed Chelan, WA ZIPs (0-100, 2026)
Mortgage delinquency around Chelan, WA
No CFPB county sample covers Chelan, WA; the metro area reading for Chelan, WA (Wenatchee-East Wenatchee, WA): 0.1% ninety-plus; Chelan, WA area thirty-to-eighty-nine 1.6% (December 2025, Chelan, WA); Washington overall 0.6%.
Opportunity index: Chelan, WA
Chelan, WA index 35.0, Chelan, WA phase overheated; Chelan, WA primary driver vacancy, Chelan, WA second driver construction. Chelan, WA components: property stress 38.7, foreclosure pressure 37.2, listing discounts 24.9, bank stress 56.7, insurance 0.0; Chelan, WA pulse 40.8; Chelan, WA capital opportunity 26.4; Chelan, WA seven-day change -0.2%.
ZIP market phases inside Chelan, WA
14 Chelan, WA ZIPs carry a price-cycle phase; Chelan, WA ZIPs by phase (Chelan, WA), deepest drawdown first: contraction, -2.6% YoY, 2.6% off peak (Chelan, WA): 98801, 98811, 98815, 98817, Chelan, WA 98821, 98822, 98826, 98831, Chelan, WA 98836, 98847, 98852; contraction, -2.5% YoY, 2.5% off peak (Chelan, WA): 98816; contraction, -2.3% YoY, 2.3% off peak (Chelan, WA): 98828; peak, +1.0% YoY, 0.1% off peak (Chelan, WA): 98846.
Residential listings by Chelan, WA ZIP
Chelan, WA ZIPs with the most tracked Chelan, WA residential listings: 98826 8 listings, 4 candidates, bank pressure 63; 98816 3 listings, 0 candidates, bank pressure 63; 98801 2 listings, 1 candidates, bank pressure 63; 98822 2 listings, 2 candidates, bank pressure 63 (Chelan, WA); 98815 1 listings, 1 candidates, bank pressure 63; 98852 1 listings, 0 candidates, bank pressure 63; 98811 0 listings, 0 candidates, bank pressure 63; 98817 0 listings, 0 candidates, bank pressure 63. Chelan, WA totals: 17 listings; Chelan, WA candidates 8; active ZIPs 2.
HUD assisted housing in Chelan, WA
2 assisted properties with 153 units sit in Chelan, WA; largest Chelan, WA properties: Garden Terrace (Wenatchee) 146 units, 86 assisted; Cornerstone Community (Leavenworth) 7 units, 6 assisted.
Lenders with branches in Chelan, WA
Chelan, WA lenders by branch count: Cashmere Valley Bank (Chelan, WA): stress 65, 7 branches low in Chelan, WA; Wafd Bank (Chelan, WA): stress 67, 3 branches low in Chelan, WA; Washington Trust Bank (Chelan, WA): stress 68, 2 branches low in Chelan, WA; Peoples Bank (Chelan, WA): stress 60, 1 branch low in Chelan, WA; Banner Bank (Chelan, WA): stress 58, 1 branch low in Chelan, WA.
Vacancy and permits, Chelan, WA
7,157 of 38,677 Chelan, WA housing units are vacant; Chelan, WA permits, twelve months: 218 multifamily units in Chelan, WA, 322 one-to-four unit units.
Work Chelan, WA at the parcel level
Every Chelan, WA parcel carries owner and address; every Chelan, WA parcel carries APN; Chelan, WA distress scores sit on the Chelan, WA live board.
Chelan, WA figures refresh with each source.
Chelan, WA questions
Most distressed ZIP code in Chelan County, WA?
ZIP 98801 leads Chelan, WA at 37/100; next in Chelan, WA: 98811 at 37/100; the Chelan, WA average is 36/100.
Where does Chelan County, WA rank for investment opportunity?
Chelan, WA is #270 among all ranked counties, #3 in Washington; the Chelan, WA driver is vacancy; Chelan, WA moved down 74 places.
How many mortgages are delinquent in Chelan County, WA?
Chelan, WA takes the metro area reading of 0.1% for December 2025; no CFPB county sample covers Chelan, WA.
Which banks lend in Chelan County, WA?
5 watched lenders hold Chelan, WA branches; the largest Chelan, WA footprints are Cashmere Valley Bank (7), Wafd Bank (3), Washington Trust Bank (2).
More on Chelan, WA
Chelan County, WA distress report: public-record figures for Chelan, WA; not legal advice for Chelan, WA; not tax or investment advice; verify every Chelan, WA record before acting.