Chelan County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chelan County, Washington? DLRadar grades every Chelan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Chelan County breakdown.
- Chelan County's most distressed ZIP is 98801 at 37/100.
- 14 ZIP codes tracked in Chelan County, averaging 36/100 distress.
- Chelan County reads contraction — home values down 2.6% year over year, 2.6% off peak.
- Vacancy runs 21.5% across Chelan County's tracked ZIPs, with a 4.9% poverty rate.
- The typical Chelan County home is worth about $486,482 against a ~$76,927 median income.
- Lending headwind in Chelan County sits at 48/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98801 | 37/100 |
| 2 | 98811 | 37/100 |
| 3 | 98815 | 37/100 |
| 4 | 98816 | 37/100 |
| 5 | 98817 | 37/100 |
| 6 | 98821 | 37/100 |
| 7 | 98822 | 37/100 |
| 8 | 98826 | 37/100 |
| 9 | 98828 | 37/100 |
| 10 | 98831 | 37/100 |
| 11 | 98836 | 37/100 |
| 12 | 98847 | 37/100 |
Most distressed ZIP codes in Chelan County (composite distress 0-100, 2026)
What is driving Chelan County distress
The Chelan County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 36/100 ZIP average. No proprietary or modelled inputs enter the score.
Chelan County market phase and pricing
Chelan County currently sits in contraction after a 2.6% decline in the past twelve months, 2.6% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked
What is the most distressed ZIP code in Chelan County, WA?
ZIP 98801 leads Chelan County at 37/100, recomputed monthly from public records.
What stage of the price cycle is Chelan County at?
Chelan County is classified contraction with a 2.6% year-over-year drop, following the FHFA House Price Index.
What is this Chelan County analysis built from?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Chelan County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Chelan County ZIP codes?
A county average hides the spread. Across the Chelan County ZIPs DLRadar ranks, scores run from 37/100 in 98801 down to 37/100 in 98847, against a Chelan County average of 36/100. The 0-point range is the argument for ZIP-level search across Chelan County.
What do Chelan County home values and vacancy say about distressed supply?
The typical Chelan County home carries about $486,482 of value against a median household income near $76,927. Vacancy across Chelan County's tracked ZIPs runs 21.5% and the poverty rate is 4.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Chelan County's filings and its 48/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.