ZIP 98828 Property Distress & Foreclosure Data

DLRadar grades ZIP 98828 (Chelan County, Washington) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (58/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (70/100)). The latent-versus-live split is 70/100 structural and 7/100 already moving.

The neutral-phase market in 98828 posted values that rose 4.2% over the year, 2.0% off the recent peak, and 28% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $83,700, near the U.S. median near $78,000. Around 73% of renters are cost-burdened. 7.9% of residents fall below the poverty threshold. The vacancy rate is 10.5%. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 1,885 with a median age of 40. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 910 housing units. Home values center near $437,600, an affordability ratio of 4.6×.

On balance 98828 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.