ZIP 98836 Foreclosure, Tax-Lien & Distress Report
Chelan County, Washington · Cooling Market market
ZIP code 98836 in Chelan County, Washington carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. The latent-versus-live split is 80/100 structural and 0/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (90/100), FEMA disaster exposure (88/100). Its heaviest discrete signals: structural risk (80/100), institutional ownership (68/100), construction/permit lag (68/100).
The market reads contraction — home values fell 2.6% year on year, 2.6% off the recent peak, at 65/100 phase confidence. A cooling market tends to open discount-to-value windows.
On demographic stress specifically, 98836 scores 35/100. About 789 people live here, median age 56. Median household income is $111,109, above the U.S. median near $78,000. The vacancy rate is 0.0%. The poverty rate is 0.0% — low. The ZIP holds roughly 153 housing units. The typical home is worth about $380,100 (3.7× income, relatively affordable). About 16% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented.
On the whole, 98836 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 98836 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 98836 shows blanks, not estimates, wherever the record is sparse.
Behind 98836's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98836 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 98836
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 98836 Stress Report snapshot
The live 98836 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Chelan County
Nearest ZIP codes to 98836
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Washington distress
Additional distress intelligence spanning Chelan County, Washington by ZIP, county and state.
The complete 98836 distress and acquisition report
Every distressed parcel in 98836 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology