ZIP 98826 Property Distress & Foreclosure Data

ZIP code 98826 in Chelan County, Washington carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), climate & FEMA risk (90/100), FEMA disaster exposure (71/100). On the structural side it scores 70/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (70/100), institutional ownership (58/100), construction/permit lag (42/100). mortgage stress (24/100) stay muted.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, 2.2% off the recent peak, and 16% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $85,594 — near the roughly $78,000 national figure. Around 33% of renters are cost-burdened. The ZIP holds roughly 5,954 housing units. About 44% have a four-year degree. The tenure split is 72% owner-occupied to 28% rented. 7,817 residents call 98826 home, typically aged 53. The vacancy rate is 42.5% — elevated. On demographic stress specifically, 98826 scores 42/100. Roughly 9.0% live below the poverty line. A median home runs $720,000 here, or 7.5 times local income.

Taken together, 98826 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.