ZIP 98256 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98256 (Snohomish County, Washington) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in structural risk (75/100), institutional ownership (59/100), construction/permit lag (52/100). mortgage stress (19/100) stay muted. Structurally it carries 75/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 54.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 19.8% — high, a tax-stress and distress correlate. The typical home is worth about $430,000 (4.2× income). 84% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. Median household income is $91,406, above the U.S. median near $78,000. About 409 people live here, median age 41. There are about 310 housing units across 98256. DLRadar's demographic-stress index for the area reads 42/100. Around 58% of renters are cost-burdened.

Taken together, 98256 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 98256 at the moment; the composite and its components are still built from verifiable public records.

The 98256 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 98256 stays directly comparable to neighboring ZIPs and the rest of Snohomish County, Washington. Where the public record is thin for 98256, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 98256 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 98256 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.