ZIP 98020 Property Distress & Foreclosure Data

In Snohomish County, Washington, ZIP 98020 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 76/100 structural and 6/100 already moving. Its standout signals are structural risk (76/100), construction/permit lag (66/100), institutional ownership (52/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year, and 8% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

At $122,243, median income runs above typical U.S. levels. The vacancy rate is 5.8%. Around 32% of renters are cost-burdened. Around 60% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. The typical home is worth about $1,031,500 (7.8× income, severely stretched). The poverty rate is 3.4% — low. 75% of housing is owner-occupied. About 19,064 people live here, median age 51. The ZIP holds roughly 9,526 housing units.

Net-net, 98020 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.