ZIP 98036 Foreclosure, Tax-Lien & Distress Report

ZIP 98036's composite property-distress score is 34/100 - DLRadar classes that as moderate for Snohomish County, Washington. Structurally it carries 75/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in structural risk (75/100), institutional ownership (59/100), construction/permit lag (52/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values held roughly flat year on year, and 13% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $759,900 here, or 7.7 times local income. The vacancy rate is 4.5%. 42,016 residents call 98036 home, typically aged 40. Owners hold 60% of homes, renters 40%. The ZIP holds roughly 17,372 housing units. Roughly 8.4% live below the poverty line. Educational attainment sits at 39% bachelor's-or-above. Rent burden reaches 46% of tenant households. Median household income is $89,566, above the U.S. median near $78,000. The demographic-stress sub-score lands at 43/100.

Net-net, 98036 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 98036's 34/100 can be lined up against any neighbor in Snohomish County, Washington or any ZIP coast to coast. Sparse data for 98036 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 98036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98036 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.