ZIP 98037 Foreclosure, Tax-Lien & Distress Report

Snohomish County, Washington's ZIP 98037 registers 34/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (76/100), construction/permit lag (58/100), institutional ownership (57/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 76/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (68/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $104,357, median income runs above typical U.S. levels. The ZIP holds roughly 11,581 housing units. Population is roughly 30,574 with a median age of 39. Rent burden reaches 45% of tenant households. The poverty rate is 13.3%. Vacancy runs 3.1%. Around 37% of adults hold a bachelor's degree or higher. A median home runs $767,300 here, or 6.5 times local income. DLRadar's demographic-stress index for the area reads 40/100. 62% of housing is owner-occupied.

On balance 98037 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 98037 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 98037 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 98037 shows as blanks, never estimates, and the score updates on every fresh public filing.

98037's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 98037 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.