ZIP 98021 Property Distress & Foreclosure Data

DLRadar grades ZIP 98021 (Snohomish County, Washington) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)). Property-level stress concentrates in structural risk (76/100), construction/permit lag (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 76 and live distress 6 on the 0–100 scale.

The peak-phase market in 98021 posted values that rose 2.8% over the year, and 11% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $967,700, an affordability ratio of 5.2×. Vacancy runs 4.1%. Population is roughly 35,445 with a median age of 38. There are about 12,827 housing units across 98021. 5.2% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households. Owners hold 79% of homes, renters 21%. Median household income is $172,559, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 60% bachelor's-or-above.

On balance 98021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.