ZIP 98021 Foreclosure, Tax-Lien & Distress Report

ZIP code 98021 in Snohomish County, Washington carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (75/100), institutional ownership (59/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 75/100, with 6/100 of stress already active.

The peak-phase market in 98021 posted values that held roughly flat over the year, and 11% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $967,700 here, or 5.2 times local income. The vacancy rate is 4.1%. Population is roughly 35,445 with a median age of 38. The ZIP holds roughly 12,827 housing units. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 33% of tenant households. Owners hold 79% of homes, renters 21%. At $172,559, median income runs above typical U.S. levels. On demographic stress specifically, 98021 scores 29/100. Educational attainment sits at 60% bachelor's-or-above.

On balance 98021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 98021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 98021 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Snohomish County, Washington and the nation. Sparse data for 98021 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 98021 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 98021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.