ZIP 98028 Property Distress & Foreclosure Data

King County, Washington's ZIP 98028 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). The latent-versus-live split is 79/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 10% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.8%. The ZIP holds roughly 9,761 housing units. Households earn a median $137,926 — above the roughly $78,000 national figure. Around 37% of renters are cost-burdened. On demographic stress specifically, 98028 scores 34/100. About 57% have a four-year degree. A median home runs $920,800 here, or 6.3 times local income. The tenure split is 70% owner-occupied to 30% rented. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. 23,594 residents call 98028 home, typically aged 39.

Overall, 98028 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.