ZIP 98028 Foreclosure, Tax-Lien & Distress Report

In King County, Washington, ZIP 98028 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100). Latent structural risk is 67/100 while live distress already moving reads 6/100.

The market reads peak — home values held roughly flat year on year, and 10% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.8%. The ZIP holds roughly 9,761 housing units. At $137,926, median income runs above typical U.S. levels. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 34/100. About 57% have a four-year degree. Home values center near $920,800, an affordability ratio of 6.3×. 70% of housing is owner-occupied. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. 23,594 residents call 98028 home, typically aged 39.

Overall, 98028 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 98028 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 98028 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98028 can be compared directly against any other ZIP in King County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 98028 shows blanks, not estimates, wherever the record is sparse.

98028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98028 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.