ZIP 98031 Foreclosure, Tax-Lien & Distress Report

King County, Washington's ZIP 98031 registers 30/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100)). On the structural side it scores 66/100, with 6/100 of stress already active.

The peak-phase market in 98031 posted values that held roughly flat over the year, and 5% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $101,458 — above the roughly $78,000 national figure. On demographic stress specifically, 98031 scores 37/100. Roughly 10.6% live below the poverty line. 40,898 residents call 98031 home, typically aged 37. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 14,599 housing units. Around 46% of renters are cost-burdened. Owners hold 67% of homes, renters 33%. A median home runs $611,600 here, or 5.4 times local income. Vacancy runs 3.1%.

Overall, 98031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 98031 at the moment; the composite and its components are still built from verifiable records.

The 98031 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 98031 stays directly comparable to neighboring ZIPs and the rest of King County, Washington. Sparse data for 98031 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98031's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 98031 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.