ZIP 98045 Foreclosure, Tax-Lien & Distress Report

King County, Washington's ZIP 98045 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100)). What sets it apart are the readings on structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (9/100). Latent structural risk is 66/100 while live distress already moving reads 6/100.

The peak-phase market in 98045 posted values that held roughly flat over the year, and 13% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

15,705 residents call 98045 home, typically aged 40. At $161,897, median income runs above typical U.S. levels. Vacancy runs 3.0%. Around 43% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. Educational attainment sits at 52% bachelor's-or-above. The ZIP holds roughly 5,748 housing units. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $938,500, an affordability ratio of 5.2×. The poverty rate is 4.1% — low.

Overall, 98045 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 98045 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 98045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98045, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 98045's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.