ZIP 98004 Property Distress & Foreclosure Data

Composite property distress in 98004 (King County, Washington) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). On the structural side it scores 79/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% lower over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $176,367 — above the roughly $78,000 national figure. Around 24% of renters are cost-burdened. On demographic stress specifically, 98004 scores 44/100. About 76% have a four-year degree. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 8.1%. 39,435 residents call 98004 home, typically aged 38. A median home runs $2,000,000 here, or 11.3 times local income. The ZIP holds roughly 21,221 housing units. The tenure split is 36% owner-occupied to 64% rented.

Overall, 98004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.