ZIP 98004 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98004 (King County, Washington) returns a moderate composite of 31/100. Its heaviest discrete signals: structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100). The split runs 67/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 16% lower over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

At $176,367, median income runs above typical U.S. levels. Around 24% of renters are cost-burdened. The demographic-stress sub-score lands at 44/100. Around 76% of adults hold a bachelor's degree or higher. 4.6% of residents fall below the poverty threshold. Vacancy runs 8.1%. About 39,435 people live here, median age 38. Home values center near $2,000,000, an affordability ratio of 11.3× — stretched. The ZIP holds roughly 21,221 housing units. Owners hold 36% of homes, renters 64%.

On balance 98004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 98004 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 98004 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 98004 shows as blanks, never estimates, and the score updates on every fresh public filing.

98004's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98004 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.