ZIP 98040 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98040 (King County, Washington) at a moderate 31/100 for overall property distress. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (11/100) stay muted. The split runs 67/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100)).

The peak-phase market in 98040 posted values that held roughly flat over the year, and 27% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $202,359 — above the roughly $78,000 national figure. Around 39% of renters are cost-burdened. There are about 10,609 housing units across 98040. 66% of housing is owner-occupied. Vacancy runs 5.4%. On demographic stress specifically, 98040 scores 41/100. Around 79% of adults hold a bachelor's degree or higher. A median home runs $2,000,000 here, or 9.3 times local income. The poverty rate is 4.6% — low. 25,282 residents call 98040 home, typically aged 46.

Overall, 98040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 98040 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 98040's 31/100 can be lined up against any neighbor in King County, Washington or any ZIP coast to coast. Where the public record is thin for 98040, the field stays empty rather than modeled, and fills in as new documents post.

Behind 98040's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 98040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.