ZIP 98040 Property Distress & Foreclosure Data

Composite property distress in 98040 (King County, Washington) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). mortgage stress (20/100) stay muted. On the structural side it scores 79/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 27% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $202,359 — above the roughly $78,000 national figure. Around 39% of renters are cost-burdened. The ZIP holds roughly 10,609 housing units. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 5.4%. On demographic stress specifically, 98040 scores 41/100. About 79% have a four-year degree. A median home runs $2,000,000 here, or 9.3 times local income. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. 25,282 residents call 98040 home, typically aged 46.

Overall, 98040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.