ZIP 98039 Foreclosure, Tax-Lien & Distress Report

ZIP 98039's composite property-distress score is 31/100 - DLRadar classes that as moderate for King County, Washington. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (11/100). Structurally it carries 67/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100).

The peak-phase market in 98039 posted values that held roughly flat over the year, and 37% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Households earn a median $249,688 — above the roughly $78,000 national figure. Rent burden reaches 58% of tenant households. Home values center near $2,000,000, an affordability ratio of 8.0× — stretched. Vacancy runs 6.1%. The poverty rate is 4.5% — low. About 88% have a four-year degree. On demographic stress specifically, 98039 scores 39/100. Owners hold 79% of homes, renters 21%. Population is roughly 2,889 with a median age of 48. The ZIP holds roughly 1,090 housing units.

Overall, 98039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 98039 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 98039 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 98039 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 98039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98039 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.