ZIP 98039 Property Distress & Foreclosure Data

In King County, Washington, ZIP 98039 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 79/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100)).

The peak-phase market in 98039 posted values that rose 2.8% over the year, and 37% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $249,688, above the U.S. median near $78,000. Around 58% of renters are cost-burdened. Home values center near $2,000,000, an affordability ratio of 8.0× — stretched. The vacancy rate is 6.1%. 4.5% of residents fall below the poverty threshold. Educational attainment sits at 88% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 39/100. Owners hold 79% of homes, renters 21%. Population is roughly 2,889 with a median age of 48. The ZIP holds roughly 1,090 housing units.

On balance 98039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.