ZIP 98105 Property Distress & Foreclosure Data

ZIP code 98105 in King County, Washington carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 79/100 structural and 6/100 already moving.

The peak-phase market in 98105 posted values that rose 2.8% over the year, and 11% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $78,691, near the U.S. median near $78,000. 22.8% of residents fall below the poverty threshold. Home values center near $1,312,100, an affordability ratio of 16.0× — stretched. DLRadar's demographic-stress index for the area reads 53/100. Around 56% of renters are cost-burdened. The ZIP holds roughly 21,251 housing units. Educational attainment sits at 77% bachelor's-or-above. Owners hold 33% of homes, renters 67%. Population is roughly 49,229 with a median age of 25. The vacancy rate is 12.0% — elevated.

On the whole, 98105 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.