ZIP 98105 Foreclosure, Tax-Lien & Distress Report

ZIP 98105's composite property-distress score is 30/100 - DLRadar classes that as moderate for King County, Washington. Property-level stress concentrates in structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100)). Structurally it carries 66/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Households earn a median $78,691 — near the roughly $78,000 national figure. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $1,312,100 here, or 16.0 times local income. The demographic-stress sub-score lands at 53/100. Rent burden reaches 56% of tenant households. There are about 21,251 housing units across 98105. About 77% have a four-year degree. 33% of housing is owner-occupied. About 49,229 people live here, median age 25. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 98105 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 98105 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 98105 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 98105 reflects the current record instead of a stale or modeled snapshot.

Each component behind 98105 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 98105 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.