ZIP 98106 Foreclosure, Tax-Lien & Distress Report

ZIP 98106's composite property-distress score is 30/100 - DLRadar classes that as moderate for King County, Washington. Structurally it carries 66/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100). The sharpest non-environmental signals are structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (9/100) stay muted.

The peak-phase market in 98106 posted values that held roughly flat over the year, and 6% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 58% of homes, renters 42%. Roughly 9.6% live below the poverty line. About 28,889 people live here, median age 36. The ZIP holds roughly 12,331 housing units. Home values center near $706,600, an affordability ratio of 5.8×. Vacancy runs 5.0%. Rent burden reaches 42% of tenant households. On demographic stress specifically, 98106 scores 36/100. Around 45% of adults hold a bachelor's degree or higher. Households earn a median $115,529 — above the roughly $78,000 national figure.

Net-net, 98106 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 98106 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 98106 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 98106 reflects the current record instead of a stale or modeled snapshot.

The 30/100 figure for 98106 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98106 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.