ZIP 98146 Foreclosure, Tax-Lien & Distress Report
King County, Washington · Distress market
In King County, Washington, ZIP 98146 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100). The sharpest non-environmental signals are structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (9/100) stay muted. The split runs 66/100 structural to 6/100 active on the ground.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 6% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
28,182 residents call 98146 home, typically aged 40. About 37% have a four-year degree. The typical home is worth about $679,500 (5.9× income). The tenure split is 67% owner-occupied to 33% rented. Households earn a median $108,460 — above the roughly $78,000 national figure. There are about 11,049 housing units across 98146. The vacancy rate is 4.4%. The demographic-stress sub-score lands at 37/100. 11.4% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened.
Overall, 98146 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 98146 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 98146 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in King County, Washington and the nation. Where the record is thin for 98146, the field stays empty rather than modeled, and fills in as new documents post.
98146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98146 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 98146
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 98146 Stress Report snapshot
A live read on 98146: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology