ZIP 98109 Property Distress & Foreclosure Data

King County, Washington's ZIP 98109 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 79/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 3% lower over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $1,034,100 here, or 7.5 times local income. Roughly 8.5% live below the poverty line. The ZIP holds roughly 24,597 housing units. Around 27% of renters are cost-burdened. The vacancy rate is 11.1%. The tenure split is 21% owner-occupied to 79% rented. About 78% have a four-year degree. On demographic stress specifically, 98109 scores 39/100. Households earn a median $130,845 — above the roughly $78,000 national figure. 32,552 residents call 98109 home, typically aged 32.

Overall, 98109 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.