ZIP 98109 Foreclosure, Tax-Lien & Distress Report
King County, Washington · High Value market
King County, Washington's ZIP 98109 registers 30/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (66/100), institutional ownership (61/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (9/100). Structural risk reads 66/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (75/100)).
The peak-phase market in 98109 posted values that held roughly flat over the year, and 3% lower over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $1,034,100, an affordability ratio of 7.5× — stretched. Roughly 8.5% live below the poverty line. The ZIP holds roughly 24,597 housing units. Around 27% of renters are cost-burdened. Vacancy runs 11.1%. 21% of housing is owner-occupied. About 78% have a four-year degree. On demographic stress specifically, 98109 scores 39/100. Median household income is $130,845, above the U.S. median near $78,000. Population is roughly 32,552 with a median age of 32.
On balance 98109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 98109 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 98109 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98109 can be compared directly against any other ZIP in King County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 98109 shows blanks, not estimates, wherever the record is sparse.
Each component behind 98109 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 98109 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 98109
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 98109 Stress Report snapshot
The live 98109 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other King County ZIP codes
Nearest ZIP codes to 98109
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for King County, Washington.
See every distressed parcel in 98109
See who owns each distressed property in 98109, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology