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ZIP 98101 Foreclosure, Tax-Lien & Distress Report

King County, Washington · High Vacancy market

Composite property distress in 98101 (King County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (11/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The market reads peak — home values held roughly flat year on year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $128,143 — above the roughly $78,000 national figure. Home values center near $784,200, an affordability ratio of 5.8×. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Around 71% of adults hold a bachelor's degree or higher. The tenure split is 16% owner-occupied to 84% rented. Rent burden reaches 32% of tenant households. Population is roughly 16,396 with a median age of 34. 11.3% of residents fall below the poverty threshold. There are about 13,585 housing units across 98101.

Net-net, 98101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 98101 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 98101's 31/100 can be lined up against any neighbor in King County, Washington or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 98101, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

98101's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 98101 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
67/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98101

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk100
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 98101 Stress Report snapshot

A live read on 98101: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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King County ZIPs near 98101

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