ZIP 98104 Foreclosure, Tax-Lien & Distress Report

ZIP 98104's composite property-distress score is 31/100 - DLRadar classes that as moderate for King County, Washington. The split runs 67/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (11/100). Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100).

The peak-phase market in 98104 posted values that held roughly flat over the year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 11,371 housing units across 98104. 8% of housing is owner-occupied. The demographic-stress sub-score lands at 57/100. Around 37% of renters are cost-burdened. The typical home is worth about $616,000 (10.7× income, severely stretched). 27.8% of residents fall below the poverty threshold. Population is roughly 15,870 with a median age of 37. About 45% have a four-year degree. The vacancy rate is 16.4% — elevated. Households earn a median $61,866 — below the roughly $78,000 national figure.

On the whole, 98104 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 98104 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 98104 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 98104 stays directly comparable to neighboring ZIPs and the rest of King County, Washington. Sparse data for 98104 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98104's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.