ZIP 98107 Property Distress & Foreclosure Data

DLRadar grades ZIP 98107 (King County, Washington) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). On the structural side it scores 79/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 0% lower over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

At $137,748, median income runs above typical U.S. levels. The poverty rate is 5.4% — low. 39% of housing is owner-occupied. The ZIP holds roughly 16,938 housing units. The demographic-stress sub-score lands at 35/100. Around 76% of adults hold a bachelor's degree or higher. The typical home is worth about $953,400 (6.7× income). The vacancy rate is 6.7%. Around 32% of renters are cost-burdened. About 28,390 people live here, median age 34.

Net-net, 98107 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.