ZIP 98115 Foreclosure, Tax-Lien & Distress Report

King County, Washington · High Value market

In King County, Washington, ZIP 98115 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). mortgage stress (20/100) stay muted. Structural risk reads 79/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 7% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

54,248 residents call 98115 home, typically aged 37. The tenure split is 59% owner-occupied to 41% rented. Vacancy runs 6.3%. On demographic stress specifically, 98115 scores 35/100. Households earn a median $148,190 — above the roughly $78,000 national figure. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $1,094,600 here, or 7.0 times local income. About 78% have a four-year degree. There are about 25,486 housing units across 98115. Rent burden reaches 35% of tenant households.

Overall, 98115 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98115

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 98115 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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