ZIP 98027 Foreclosure, Tax-Lien & Distress Report

ZIP code 98027 in King County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 67/100, against 6/100 of stress already in motion. The pressure is most legible in structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (11/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. The vacancy rate is 5.0%. There are about 12,322 housing units across 98027. 5.5% of residents fall below the poverty threshold. A median home runs $996,600 here, or 6.5 times local income. The demographic-stress sub-score lands at 33/100. At $150,000, median income runs above typical U.S. levels. Around 66% of adults hold a bachelor's degree or higher. 28,335 residents call 98027 home, typically aged 40. Around 35% of renters are cost-burdened.

On balance 98027 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 98027 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 98027 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98027, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 98027's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98027 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.