ZIP 98074 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98074 (King County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (11/100) register low. Structural risk reads 67/100 against active distress of 6/100.

The peak-phase market in 98074 posted values that held roughly flat over the year, and 21% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 84% of homes, renters 16%. The typical home is worth about $1,366,900 (5.2× income). There are about 10,425 housing units across 98074. The poverty rate is 4.9% — low. Population is roughly 30,850 with a median age of 39. Rent burden reaches 30% of tenant households. Households earn a median $234,013 — above the roughly $78,000 national figure. Educational attainment sits at 79% bachelor's-or-above. The vacancy rate is 0.9%. On demographic stress specifically, 98074 scores 26/100.

Net-net, 98074 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 98074 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 98074's 31/100 can be lined up against any neighbor in King County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 98074 shows blanks, not estimates, wherever the record is sparse.

Behind 98074's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 98074 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.