ZIP 98074 Property Distress & Foreclosure Data

ZIP code 98074 in King County, Washington carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 79/100 against active distress of 6/100.

The market reads peak — home values rose 2.8% year on year, and 21% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

84% of housing is owner-occupied. The typical home is worth about $1,366,900 (5.2× income). There are about 10,425 housing units across 98074. The poverty rate is 4.9% — low. About 30,850 people live here, median age 39. Rent burden reaches 30% of tenant households. At $234,013, median income runs above typical U.S. levels. Around 79% of adults hold a bachelor's degree or higher. Vacancy runs 0.9%. The demographic-stress sub-score lands at 26/100.

Net-net, 98074 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98074

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in King County

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