ZIP 98038 Foreclosure, Tax-Lien & Distress Report

In King County, Washington, ZIP 98038 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 67/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (67/100), institutional ownership (63/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (11/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Population is roughly 37,868 with a median age of 39. The ZIP holds roughly 12,936 housing units. The tenure split is 86% owner-occupied to 14% rented. The vacancy rate is 2.4%. Median household income is $144,733, above the U.S. median near $78,000. Rent burden reaches 44% of tenant households. On demographic stress specifically, 98038 scores 31/100. Around 46% of adults hold a bachelor's degree or higher. The typical home is worth about $776,900 (4.9× income). Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas.

Overall, 98038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 98038 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 98038's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98038 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

98038's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 98038 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.