ZIP 98038 Property Distress & Foreclosure Data

ZIP code 98038 in King County, Washington carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 79/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 2.8% year on year, and 5% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 37,868 people live here, median age 39. There are about 12,936 housing units across 98038. 86% of housing is owner-occupied. Vacancy runs 2.4%. At $144,733, median income runs above typical U.S. levels. Rent burden reaches 44% of tenant households. The demographic-stress sub-score lands at 31/100. Around 46% of adults hold a bachelor's degree or higher. The typical home is worth about $776,900 (4.9× income). The poverty rate is 5.2% — low.

Net-net, 98038 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.