ZIP 98198 Property Distress & Foreclosure Data

DLRadar grades ZIP 98198 (King County, Washington) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (79/100), construction/permit lag (70/100), institutional ownership (55/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (64/100)). On the structural side it scores 79/100, with 6/100 of stress already active.

The peak-phase market in 98198 posted values that rose 2.8% over the year, and 9% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 61% of renters are cost-burdened. 11.5% of residents fall below the poverty threshold. Population is roughly 39,815 with a median age of 36. Home values center near $589,500, an affordability ratio of 6.3×. Median household income is $83,938, near the U.S. median near $78,000. The ZIP holds roughly 15,275 housing units. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 43/100. Owners hold 54% of homes, renters 46%. The vacancy rate is 5.1%.

On balance 98198 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.