ZIP 98198 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 98198 (King County, Washington) returns a moderate composite of 30/100. The most distinctive pressure shows up in structural risk (66/100), institutional ownership (61/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (75/100)). On the structural side it scores 66/100, with 6/100 of stress already active.

The peak-phase market in 98198 posted values that held roughly flat over the year, and 9% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 61% of tenant households. Roughly 11.5% live below the poverty line. About 39,815 people live here, median age 36. Home values center near $589,500, an affordability ratio of 6.3×. At $83,938, median income runs near typical U.S. levels. There are about 15,275 housing units across 98198. About 32% have a four-year degree. The demographic-stress sub-score lands at 43/100. 54% of housing is owner-occupied. Vacancy runs 5.1%.

On balance 98198 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 98198 at the moment; the composite and its components are still built from verifiable records.

Whether 98198 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98198 can be compared directly against any other ZIP in King County, Washington or nationwide. Where the record is thin for 98198, the field stays empty rather than modeled, and fills in as new documents post.

98198's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 98198 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.