ZIP 98022 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98022 (King County, Washington) returns a moderate composite of 30/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (75/100)). The split runs 65/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (65/100), institutional ownership (61/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (5/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6.4% of residents fall below the poverty threshold. Rent burden reaches 39% of tenant households. About 29% have a four-year degree. DLRadar's demographic-stress index for the area reads 33/100. About 22,135 people live here, median age 43. Owners hold 81% of homes, renters 19%. There are about 9,726 housing units across 98022. The vacancy rate is 12.0% — elevated. At $116,613, median income runs above typical U.S. levels. A median home runs $608,500 here, or 5.0 times local income.

Taken together, 98022 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 98022 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in King County, Washington and the nation. Where the public record is thin for 98022, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 98022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For a buyer, 98022 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.