ZIP 98323 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98323 (Pierce County, Washington) lands at 29/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 62/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 31% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.8%. On demographic stress specifically, 98323 scores 29/100. Owners hold 90% of homes, renters 10%. Around 42% of renters are cost-burdened. About 712 people live here, median age 34. Around 18% of adults hold a bachelor's degree or higher. At $113,875, median income runs above typical U.S. levels. Home values center near $463,500, an affordability ratio of 3.8× — accessible. The poverty rate is 1.0% — low. There are about 263 housing units across 98323.

Net-net, 98323 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 98323 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98323, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

98323's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 98323 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.