ZIP 98323 Property Distress & Foreclosure Data

DLRadar grades ZIP 98323 (Pierce County, Washington) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (19/100) register low. On the structural side it scores 67/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.8% year on year, and 31% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 6.8%. The demographic-stress sub-score lands at 29/100. 90% of housing is owner-occupied. Around 42% of renters are cost-burdened. About 712 people live here, median age 34. Around 18% of adults hold a bachelor's degree or higher. At $113,875, median income runs above typical U.S. levels. The typical home is worth about $463,500 (3.8× income, relatively affordable). The poverty rate is 1.0% — low. The ZIP holds roughly 263 housing units.

Net-net, 98323 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.