ZIP 98385 Property Distress & Foreclosure Data

ZIP code 98385 in Pierce County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted. On the structural side it scores 67/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 97% owner-occupied to 3% rented. On demographic stress specifically, 98385 scores 21/100. Around 0% of renters are cost-burdened. A median home runs $504,400 here, or 3.7 times local income. Households earn a median $132,750 — above the roughly $78,000 national figure. 609 residents call 98385 home, typically aged 38. About 21% have a four-year degree. The vacancy rate is 3.8%. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 170 housing units.

Overall, 98385 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.