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ZIP 98385 Foreclosure, Tax-Lien & Distress Report

Pierce County, Washington · Distress market

Pierce County, Washington's ZIP 98385 registers 29/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 62/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)).

The market reads peak — home values held roughly flat year on year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 97% owner-occupied to 3% rented. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. Home values center near $504,400, an affordability ratio of 3.7× — accessible. Households earn a median $132,750 — above the roughly $78,000 national figure. Population is roughly 609 with a median age of 38. About 21% have a four-year degree. Vacancy runs 3.8%. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. There are about 170 housing units across 98385.

On balance 98385 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 98385's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 98385, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 98385's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98385 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
62/100
Structural risk
6/100
Distress activity

ZIP 98385 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk99
9 further distress layers are graded for 98385

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 98385 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 98385, drawn from the same report attached to each property.

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Unlock parcel-level detail for ZIP 98385

Every distressed parcel in 98385 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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