ZIP 98396 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98396 (Pierce County, Washington) lands at 30/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100)). Structural risk reads 65/100 against active distress of 6/100. What sets it apart are the readings on structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (16/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 51% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 11.5% live below the poverty line. Around 68% of renters are cost-burdened. Households earn a median $103,750 — above the roughly $78,000 national figure. A median home runs $485,400 here, or 4.7 times local income. About 17% have a four-year degree. There are about 323 housing units across 98396. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 871 with a median age of 43. The vacancy rate is 2.7%.

Net-net, 98396 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 98396 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 98396 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 98396 stays directly comparable to neighboring ZIPs and the rest of Pierce County, Washington. The score is rebuilt from public data as it updates, so 98396 reflects the current record instead of a stale or modeled snapshot.

Behind 98396's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 98396 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.