ZIP 98407 Property Distress & Foreclosure Data

ZIP code 98407 in Pierce County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 67 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 10,746 housing units across 98407. 65% of housing is owner-occupied. The typical home is worth about $656,600 (5.6× income). At $108,905, median income runs above typical U.S. levels. Vacancy runs 5.3%. The poverty rate is 6.6% — low. The demographic-stress sub-score lands at 33/100. Rent burden reaches 35% of tenant households. About 21,210 people live here, median age 47. Around 50% of adults hold a bachelor's degree or higher.

Net-net, 98407 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.