ZIP 98407 Foreclosure, Tax-Lien & Distress Report

ZIP 98407's composite property-distress score is 30/100 - DLRadar classes that as moderate for Pierce County, Washington. Structurally it carries 65/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (16/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 6% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 10,746 housing units across 98407. 65% of housing is owner-occupied. A median home runs $656,600 here, or 5.6 times local income. Median household income is $108,905, above the U.S. median near $78,000. The vacancy rate is 5.3%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 33/100. Rent burden reaches 35% of tenant households. Population is roughly 21,210 with a median age of 47. Around 50% of adults hold a bachelor's degree or higher.

Overall, 98407 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 98407 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 98407 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98407 can be compared directly against any other ZIP in Pierce County, Washington or nationwide. The score is rebuilt from public data as it updates, so 98407 reflects the current record instead of a stale or modeled snapshot.

98407's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 98407 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.