ZIP 98405 Foreclosure, Tax-Lien & Distress Report

Pierce County, Washington's ZIP 98405 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 62 and live distress 6 on the 0–100 scale.

The market reads peak — home values held roughly flat year on year, and 2% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.6%. The typical home is worth about $464,700 (5.5× income). Rent burden reaches 51% of tenant households. The ZIP holds roughly 12,015 housing units. The demographic-stress sub-score lands at 40/100. Median household income is $80,024, near the U.S. median near $78,000. 25,306 residents call 98405 home, typically aged 38. 13.7% of residents fall below the poverty threshold. The tenure split is 52% owner-occupied to 48% rented. Around 31% of adults hold a bachelor's degree or higher.

Overall, 98405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 98405 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Pierce County, Washington and the nation. The score is rebuilt from public data as it updates, so 98405 reflects the current record instead of a stale or modeled snapshot.

98405's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 98405 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.