ZIP 98405 Property Distress & Foreclosure Data

Composite property distress in 98405 (Pierce County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (19/100). Structural risk reads 67/100 against active distress of 6/100.

The peak-phase market in 98405 posted values that rose 2.8% over the year, and 2% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.6%. Home values center near $464,700, an affordability ratio of 5.5×. Rent burden reaches 51% of tenant households. There are about 12,015 housing units across 98405. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $80,024, near the U.S. median near $78,000. Population is roughly 25,306 with a median age of 38. 13.7% of residents fall below the poverty threshold. Owners hold 52% of homes, renters 48%. Educational attainment sits at 31% bachelor's-or-above.

On balance 98405 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.