ZIP 98409 Property Distress & Foreclosure Data

DLRadar grades ZIP 98409 (Pierce County, Washington) at a moderate 31/100 for overall property distress. Structural risk reads 67/100 against active distress of 6/100. Property-level stress concentrates in structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 6% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $394,500 here, or 5.1 times local income. There are about 12,688 housing units across 98409. 27,298 residents call 98409 home, typically aged 32. The tenure split is 44% owner-occupied to 57% rented. Vacancy runs 3.6%. Rent burden reaches 40% of tenant households. Roughly 14.6% live below the poverty line. About 21% have a four-year degree. On demographic stress specifically, 98409 scores 38/100. Households earn a median $71,649 — near the roughly $78,000 national figure.

Overall, 98409 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.