ZIP 98409 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
Pierce County, Washington's ZIP 98409 registers 29/100 composite distress, which DLRadar reads as low. The split runs 62/100 structural to 6/100 active on the ground. Its heaviest discrete signals: structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100).
The peak-phase market in 98409 posted values that held roughly flat over the year, and 6% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
Home values center near $394,500, an affordability ratio of 5.1×. There are about 12,688 housing units across 98409. About 27,298 people live here, median age 32. Owners hold 44% of homes, renters 57%. Vacancy runs 3.6%. Rent burden reaches 40% of tenant households. Roughly 14.6% live below the poverty line. About 21% have a four-year degree. On demographic stress specifically, 98409 scores 38/100. Median household income is $71,649, near the U.S. median near $78,000.
Net-net, 98409 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 98409 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 98409 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Pierce County, Washington and the nation. 98409 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 98409 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 98409 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 98409
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 98409 Stress Report snapshot
98409 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Pierce County ZIPs near 98409
More distress data near 98409
Other reports tied to Pierce County, Washington — ZIP, county and statewide.
The complete 98409 distress and acquisition report
Open 98409 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology