ZIP 98438 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98438 (Pierce County, Washington) lands at 29/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 62/100 structural and 0/100 already moving. Its heaviest discrete signals: structural risk (62/100), institutional ownership (59/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 568 with a median age of 22. 0% of housing is owner-occupied. Vacancy runs 0.0%. On demographic stress specifically, 98438 scores 48/100. The poverty rate is 32.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 58 housing units. Educational attainment sits at 24% bachelor's-or-above. Median household income is $21,023, below the U.S. median near $78,000.

Taken together, 98438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 98438's 29/100 can be lined up against any neighbor in Pierce County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 98438 shows blanks, not estimates, wherever the record is sparse.

Behind 98438's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 98438 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.