ZIP 98445 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
Composite property distress in 98445 (Pierce County, Washington) lands at 30/100 — moderate on DLRadar's distress scoring. The split runs 65/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (16/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100).
The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
70% of housing is owner-occupied. Vacancy runs 3.6%. Population is roughly 33,578 with a median age of 37. The poverty rate is 11.5%. The typical home is worth about $444,800 (4.6× income). The ZIP holds roughly 12,526 housing units. The demographic-stress sub-score lands at 36/100. Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. At $90,063, median income runs above typical U.S. levels.
On balance 98445 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 98445's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 98445 reflects the current record instead of a stale or modeled snapshot.
Behind 98445's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98445 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 98445 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 98445 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 98445, the same set carried on every parcel.
Pierce County ZIPs near 98445
Nearest ZIP codes to 98445
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Additional distress intelligence spanning Pierce County, Washington by ZIP, county and state.
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Get every distressed property in 98445 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology