ZIP 98445 Property Distress & Foreclosure Data

DLRadar grades ZIP 98445 (Pierce County, Washington) at a moderate 31/100 for overall property distress. Structural risk reads 67/100 against active distress of 6/100. Property-level stress concentrates in structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 8% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. Vacancy runs 3.6%. 33,578 residents call 98445 home, typically aged 37. Roughly 11.5% live below the poverty line. A median home runs $444,800 here, or 4.6 times local income. There are about 12,526 housing units across 98445. On demographic stress specifically, 98445 scores 36/100. About 19% have a four-year degree. Rent burden reaches 50% of tenant households. Households earn a median $90,063 — above the roughly $78,000 national figure.

Overall, 98445 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.