ZIP 98321 Foreclosure, Tax-Lien & Distress Report

ZIP code 98321 in Pierce County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (19/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)).

The peak-phase market in 98321 posted values that rose 2.8% over the year, and 11% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 4.3%. Home values center near $571,200, an affordability ratio of 4.1×. Around 46% of renters are cost-burdened. Median household income is $127,081, above the U.S. median near $78,000. The ZIP holds roughly 6,347 housing units. 3.9% of residents fall below the poverty threshold. Population is roughly 17,601 with a median age of 41. Educational attainment sits at 24% bachelor's-or-above. Owners hold 89% of homes, renters 12%.

On balance 98321 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.