ZIP 98360 Property Distress & Foreclosure Data

Composite property distress in 98360 (Pierce County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (19/100). Structural risk reads 67/100 against active distress of 6/100.

The peak-phase market in 98360 posted values that rose 2.8% over the year, and 15% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 87% of homes, renters 13%. Median household income is $114,801, above the U.S. median near $78,000. Vacancy runs 4.5%. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $505,200, an affordability ratio of 4.1×. There are about 5,389 housing units across 98360. Population is roughly 14,986 with a median age of 37. Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 45% of tenant households. 4.7% of residents fall below the poverty threshold.

On balance 98360 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.