ZIP 98360 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98360 (Pierce County, Washington) returns a low composite of 29/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 62/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

87% of housing is owner-occupied. At $114,801, median income runs above typical U.S. levels. Vacancy runs 4.5%. On demographic stress specifically, 98360 scores 31/100. A median home runs $505,200 here, or 4.1 times local income. There are about 5,389 housing units across 98360. About 14,986 people live here, median age 37. Educational attainment sits at 22% bachelor's-or-above. Around 45% of renters are cost-burdened. The poverty rate is 4.7% — low.

Net-net, 98360 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 98360 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 98360 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Pierce County, Washington and the nation. Nothing here is interpolated — where a source is thin for 98360, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 98360 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98360 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.