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ZIP 98387 Foreclosure, Tax-Lien & Distress Report

Pierce County, Washington · Distress market

Pierce County, Washington's ZIP 98387 registers 29/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. Structurally it carries 62/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)).

The market reads peak — home values held roughly flat year on year, and 10% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 34% of tenant households. Roughly 7.7% live below the poverty line. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 4.3%. At $101,141, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 31/100. About 17% have a four-year degree. About 49,940 people live here, median age 34. The ZIP holds roughly 17,404 housing units. A median home runs $461,000 here, or 4.2 times local income.

Net-net, 98387 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 98387's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 98387 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 98387's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98387 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
62/100
Structural risk
6/100
Distress activity

ZIP 98387 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk99
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 98387 Stress Report snapshot

The live 98387 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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