ZIP 98388 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
ZIP 98388's composite property-distress score is 30/100 - DLRadar classes that as moderate for Pierce County, Washington. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100). Property-level stress concentrates in structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (16/100). The split runs 65/100 structural to 6/100 active on the ground.
The market reads peak — home values held roughly flat year on year, and 8% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
About 7,054 people live here, median age 41. The tenure split is 65% owner-occupied to 35% rented. A median home runs $655,000 here, or 6.1 times local income. The demographic-stress sub-score lands at 37/100. 14.2% of residents fall below the poverty threshold. The ZIP holds roughly 2,889 housing units. At $97,634, median income runs above typical U.S. levels. Around 42% of renters are cost-burdened. The vacancy rate is 2.9%. Around 45% of adults hold a bachelor's degree or higher.
On balance 98388 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98388 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 98388's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 98388, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 for 98388 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 98388 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 98388’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
98388 at a glance
98388 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Deterministic. Every signal traces to a public dataset · methodology