ZIP 98402 Foreclosure, Tax-Lien & Distress Report

ZIP code 98402 in Pierce County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (58/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (16/100) stay muted. Structural exposure scores 67 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 56/100. The poverty rate is 24.6% — high, a tax-stress and distress correlate. The vacancy rate is 8.2%. About 44% have a four-year degree. Population is roughly 7,500 with a median age of 35. A median home runs $531,300 here, or 10.2 times local income. Rent burden reaches 43% of tenant households. 20% of housing is owner-occupied. Median household income is $54,712, below the U.S. median near $78,000. The ZIP holds roughly 5,007 housing units.

Net-net, 98402 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 98402 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 98402 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Pierce County, Washington and the nation. The score is rebuilt from public data as it updates, so 98402 reflects the current record instead of a stale or modeled snapshot.

98402's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 98402 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.