ZIP 98402 Property Distress & Foreclosure Data

ZIP code 98402 in Pierce County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (19/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)).

The peak-phase market in 98402 posted values that rose 2.8% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 56/100. 24.6% of residents fall below the poverty threshold. The vacancy rate is 8.2%. Educational attainment sits at 44% bachelor's-or-above. Population is roughly 7,500 with a median age of 35. Home values center near $531,300, an affordability ratio of 10.2× — stretched. Around 43% of renters are cost-burdened. Owners hold 20% of homes, renters 80%. Median household income is $54,712, below the U.S. median near $78,000. The ZIP holds roughly 5,007 housing units.

On the whole, 98402 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.