ZIP 98406 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98406 (Pierce County, Washington) lands at 29/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). The latent-versus-live split is 62/100 structural and 6/100 already moving. Its heaviest discrete signals: structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). mortgage stress (19/100) stay muted.

The peak-phase market in 98406 posted values that held roughly flat over the year, and 8% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

There are about 10,925 housing units across 98406. The poverty rate is 7.3% — low. Vacancy runs 5.6%. Owners hold 64% of homes, renters 36%. Rent burden reaches 43% of tenant households. Around 49% of adults hold a bachelor's degree or higher. Households earn a median $104,761 — above the roughly $78,000 national figure. 23,642 residents call 98406 home, typically aged 42. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $638,400, an affordability ratio of 5.7×.

On balance 98406 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 98406 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 98406 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98406 can be compared directly against any other ZIP in Pierce County, Washington or nationwide. Nothing here is interpolated — where a source is thin for 98406, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 98406 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Practically, 98406 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.