ZIP 98406 Property Distress & Foreclosure Data

Pierce County, Washington's ZIP 98406 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 8% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 10,925 housing units. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 5.6%. The tenure split is 64% owner-occupied to 36% rented. Around 43% of renters are cost-burdened. About 49% have a four-year degree. Households earn a median $104,761 — above the roughly $78,000 national figure. 23,642 residents call 98406 home, typically aged 42. On demographic stress specifically, 98406 scores 35/100. A median home runs $638,400 here, or 5.7 times local income.

Overall, 98406 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.