ZIP 98354 Property Distress & Foreclosure Data

In Pierce County, Washington, ZIP 98354 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (72/100), institutional ownership (53/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 72/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100)).

The peak-phase market in 98354 posted values that rose 2.8% over the year, and 10% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 58% of homes, renters 42%. The vacancy rate is 3.7%. DLRadar's demographic-stress index for the area reads 39/100. Educational attainment sits at 23% bachelor's-or-above. Median household income is $90,361, above the U.S. median near $78,000. Home values center near $536,800, an affordability ratio of 5.7×. Around 46% of renters are cost-burdened. Population is roughly 8,432 with a median age of 38. 11.9% of residents fall below the poverty threshold. The ZIP holds roughly 3,274 housing units.

On balance 98354 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.