ZIP 98328 Property Distress & Foreclosure Data

DLRadar grades ZIP 98328 (Pierce County, Washington) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted. Structural risk reads 67/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $591,800 here, or 4.7 times local income. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. 11,222 residents call 98328 home, typically aged 38. The tenure split is 83% owner-occupied to 17% rented. Rent burden reaches 40% of tenant households. There are about 4,097 housing units across 98328. On demographic stress specifically, 98328 scores 34/100. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. About 19% have a four-year degree. Households earn a median $113,902 — above the roughly $78,000 national figure.

Overall, 98328 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.