Pierce County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pierce County, WA distress report, 2026: 60 ZIPs scored in Pierce, WA, Pierce, WA average 30/100; the top Pierce, WA ZIP is 98022 at 31/100; Pierce, WA market phase peak, Pierce, WA prices +0.4% year over year.
- Pierce, WA ranks #2,522 nationally (opportunity index); Pierce, WA #32 in Washington; Pierce, WA index 25.8.
- Pierce, WA ninety-day mortgage delinquency 0.9% in December 2025; Pierce, WA twelve-month change +0.2%.
- Pierce, WA ZIP phases: 60 peak.
- Pierce, WA residential listings tracked: 512 across 57 ZIPs; Pierce, WA candidate listings 96.
- Pierce, WA HUD assisted properties: 29 with 2,374 units.
- Pierce, WA lenders on watch: 8; largest Pierce, WA footprint Heritage Bank (11 branches).
- Pierce, WA most distressed ZIP: 98022 at 31/100.
Pierce, WA figures: DLRadar distress index; Pierce, WA inputs: CFPB, FHFA, HUD, FDIC; Pierce, WA rebuilt as sources refresh.
| Rank | Pierce, WA ZIP | Score |
|---|---|---|
| 1 | 98022 | 31/100 |
| 2 | 98047 | 31/100 |
| 3 | 98092 | 31/100 |
| 4 | 98422 | 31/100 |
| 5 | 98303 | 30/100 |
| 6 | 98304 | 30/100 |
| 7 | 98321 | 30/100 |
| 8 | 98323 | 30/100 |
| 9 | 98327 | 30/100 |
| 10 | 98328 | 30/100 |
| 11 | 98329 | 30/100 |
| 12 | 98330 | 30/100 |
Most distressed Pierce, WA ZIPs (0-100, 2026)
Mortgage delinquency in Pierce, WA
0.9% of Pierce, WA mortgages were ninety-plus days late (Pierce, WA, December 2025); Pierce, WA thirty-to-eighty-nine days late: 1.4%; Pierce, WA twelve-month change +0.2%; Pierce, WA peak since 2008: 6.2% (March 2012); Washington overall 0.6%. Pierce, WA ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 0.8 (Pierce, WA), Mar 25 0.8, Apr 25 0.9, May 25 0.8 (Pierce, WA), Jun 25 0.8, Jul 25 0.9, Aug 25 0.9 (Pierce, WA), Sep 25 0.8, Oct 25 0.8, Nov 25 0.8 (Pierce, WA), Dec 25 0.9.
Opportunity index: Pierce, WA
Pierce, WA index 25.8, Pierce, WA phase weak; Pierce, WA primary driver bank institutional, Pierce, WA second driver listings discount. Pierce, WA components: property stress 15.8, foreclosure pressure 15.4, listing discounts 30.4, bank stress 58.0, insurance 0.0; Pierce, WA pulse 26.9; Pierce, WA capital opportunity 24.2; Pierce, WA seven-day change -0.3%.
ZIP market phases inside Pierce, WA
60 Pierce, WA ZIPs carry a price-cycle phase; Pierce, WA ZIPs by phase (Pierce, WA), deepest drawdown first: peak, +0.4% YoY, 0.0% off peak (Pierce, WA): 98329; peak, +0.4% YoY (Pierce, WA): 98022, 98047, 98092, 98303, Pierce, WA 98304, 98321, 98323, 98327, Pierce, WA 98328, 98330, 98332, 98333, Pierce, WA 98335, 98338, 98349.
Residential listings by Pierce, WA ZIP
Pierce, WA ZIPs with the most tracked Pierce, WA residential listings: 98387 41 listings, 3 candidates, bank pressure 65; 98374 39 listings, 3 candidates, bank pressure 65; 98391 36 listings, 6 candidates, bank pressure 65; 98445 36 listings, 5 candidates, bank pressure 65 (Pierce, WA); 98375 35 listings, 8 candidates, bank pressure 65; 98404 31 listings, 1 candidates, bank pressure 65; 98338 23 listings, 4 candidates, bank pressure 65; 98373 23 listings, 8 candidates, bank pressure 65. Pierce, WA totals: 512 listings; Pierce, WA candidates 96; active ZIPs 41.
HUD assisted housing in Pierce, WA
29 assisted properties with 2,374 units sit in Pierce, WA; largest Pierce, WA properties: One Canyon Place (Puyallup) 251 units; Edgewood Heights Apartments (Edgewood) 220 units; Redwood Juniper Apartments (Tacoma) 215 units, 164 assisted in Pierce, WA; Thea's Landing (Tacoma) 189 units; Scenic Pines (Tacoma) 175 units; Affinity At Puyallup (Puyallup) 168 units.
Lenders with branches in Pierce, WA
Pierce, WA lenders by branch count: Heritage Bank (Pierce, WA): stress 58, 11 branches low in Pierce, WA; Timberland Bank (Pierce, WA): stress 50, 6 branches low in Pierce, WA; Commencement Bank (Pierce, WA): stress 74, 3 branches low in Pierce, WA; Wafd Bank (Pierce, WA): stress 67, 2 branches low in Pierce, WA; 1st Security Bank Of Wa (Pierce, WA): stress 64, 2 branches low in Pierce, WA; Unibank (Pierce, WA): stress 99, 1 branch low in Pierce, WA; Sound Community Bank (Pierce, WA): stress 70, 1 branch low in Pierce, WA; Washington Trust Bank (Pierce, WA): stress 68, 1 branch low in Pierce, WA.
Vacancy and permits, Pierce, WA
18,379 of 369,709 Pierce, WA housing units are vacant; Pierce, WA permits, twelve months: 3,511 multifamily units in Pierce, WA, 1,828 one-to-four unit units.
Work Pierce, WA at the parcel level
Every Pierce, WA parcel carries owner and address; every Pierce, WA parcel carries APN; Pierce, WA distress scores sit on the Pierce, WA live board.
Pierce, WA figures refresh with each source.
Pierce, WA questions
Most distressed ZIP code in Pierce County, WA?
ZIP 98022 leads Pierce, WA at 31/100; next in Pierce, WA: 98047 at 31/100; the Pierce, WA average is 30/100.
Where does Pierce County, WA rank for investment opportunity?
Pierce, WA is #2,522 among all ranked counties, #32 in Washington; the Pierce, WA driver is bank institutional; Pierce, WA moved up 293 places.
How many mortgages are delinquent in Pierce County, WA?
0.9% of Pierce, WA mortgages were ninety-plus days late in December 2025; the Pierce, WA peak since 2008 was 6.2%.
Which banks lend in Pierce County, WA?
8 watched lenders hold Pierce, WA branches; the largest Pierce, WA footprints are Heritage Bank (11), Timberland Bank (6), Commencement Bank (3).
More on Pierce, WA
Pierce County, WA distress report: public-record figures for Pierce, WA; not legal advice for Pierce, WA; not tax or investment advice; verify every Pierce, WA record before acting.