ZIP 98355 Foreclosure, Tax-Lien & Distress Report

Lewis County, Washington's ZIP 98355 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (74/100), institutional ownership (61/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $402,900 (4.2× income). 66% of housing is owner-occupied. About 699 people live here, median age 32. The ZIP holds roughly 318 housing units. The demographic-stress sub-score lands at 48/100. Around 41% of adults hold a bachelor's degree or higher. The vacancy rate is 41.2% — elevated. Rent burden reaches 100% of tenant households. Households earn a median $98,250 — above the roughly $78,000 national figure. The poverty rate is 25.0% — high, a tax-stress and distress correlate.

Net-net, 98355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 98355 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 98355 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 98355 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 98355 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98355 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.